Statistics tell us that, each year, more than three million people suffer injuries due to accidents in the home, on the road, outdoors, or at work. Many of these injuries are sustained due to a mistake or negligence by a third party – not because of the victim’s actions.
If you have been harmed because of the actions, inaction, or negligence of someone else, you may be entitled to receive compensation – you may have the right to make a personal injury claim. Have you suffered a personal injury through no fault of your own? Here’s what you should do.
Gather information and evidence
Once the accident has happened, it should immediately be recorded – your first obligation is, of course, to seek medical help, but if possible, the details and description of the accident should be written down and made official (by supervisors at work, the police on the road, and so on). Gather contact details from witnesses, keep all medical records and expenses incurred, and consult any employment contract or insurance policy that may be relevant. Your claim will largely be based on how well it can be documented.
Consult a solicitor who specialises in personal injury claims; not only will they be able to help you gather all the information you need to build your case, they will help you follow the correct procedures and give you advice on how much you might be able to claim.
Making the claim
The first step is to write a claim letter to the person(s) or company responsible for the accident, and to demand compensation. The responsible party will have a certain period of time in which to respond.
If the response is favourable (meaning, the responsible party accepts liability and is open to negotiate a settlement), an offer should soon follow (perhaps already mentioned in the response). If the offer is reasonable, you may accept – if not, your solicitor will advise you on whether or not, and how, to initiate litigation.
It’s usually the last option, but your solicitor will advise you on how to take legal action and challenge the liable parties in court.
The worst thing you can do is do nothing – not only will it result in little or no compensation from the person responsible for your personal injuries (you might not even get an apology), it will also send the wrong signal and if no action is taken, there’s nothing to ensure that a similar accident doesn’t happen again. If you have been injured through no fault of your own, and someone else is responsible, then that person should be held accountable. Never hesitate to seek professional legal advice from experienced personal injury solicitors.