7 Things To Do To Optimize Your Insurance Claim During A Legal Battle
Filing an insurance claim can be time-consuming, stressful and a very confusing task to take on. It can be easier with the help of a reputable law firm like Murphy’s Law Accidents Brisbane. Most people who purchase insurance policies are pulled in under the assumption they are going to be on their side when an accident occurs. Sadly, most insurance companies care more about their bottom lines than their customers and offering them what they rightly deserve in compensation after placing an accident claim.
When you have been in an accident, there are steps to take to make sure you are able to get the maximum compensation possible for your injury claim. A critical component of recovering fully after an accident is having enough money to take care of yourself and your responsibilities. The steps you take after an accident matter. To make the most of your insurance claim and lessen the possibility of a legal battle ensuing, you will have to take certain critical steps right away.
Below are some crucial steps to take after an accident in order to ensure you get the most compensation possible after placing an accident claim with your insurance company.
- Preserve Evidence
If your case makes its way to a jury, your evidence will be a huge factor they use to base their decision off of. Preserving any evidence following your accident is necessary for backing up your claims. Take photos of the accident scene and your injuries, if possible. If there were witnesses, collect their names and contact information. For accidents involving the police, request a copy of the accident report. If you hire the help of a law firm, they can use this collection of evidence to help build a more solid case.
- Seek Medical Treatment
It is very important for your accident insurance claim to seek medical treatment. Winning your accident case will mean getting a fair settlement to cover the cost of your medical treatment and any other losses sustained. To get the most out of your compensation, you will need an accurate picture of your injuries and damages to add to your case. Any doctors or health care specialists will need to document your injuries and propose a specific treatment plan. This documentation will help encourage those in charge of the outcome of your claim to sway towards a higher settlement. Closely follow any and all instructions a doctor gives you within your treatment plan.
- Fully Value Claim
Never assume you are limited to a specific type of damage claim. A single accident may allow you the ability to file claims for various types of damages. You are able to claim physical damages and mental stress damages. You can also place a claim to receive compensation for recovering out-of-pocket losses. After an accident, many people become too eager to get money in their hands for bills and costs that they end up settling on the first offer they are given. Patience after an accident is crucial to getting the most out of your claim from an insurance company. The best chance of success means letting the other side think you are willing to go the distance. This can be done by rejecting the first few offers you are given. A lawyer can help you determine when it is best to finally settle on an offer you are given.
- Determine Best Settlement Offer
One of the major factors of getting the most compensation available to keep in mind is convincing the insurance company you have a strong case. If you get an initial offer that is low, explain to them why you feel it is not enough. Use documentation as examples to support your claim. Rejecting a settlement offer that is too low will give them time to reevaluate what they are willing to offer.
- Think About The Future
When you get into an accident, your injuries are not going to be a short-term problem. An accident can cause problems and losses that go far into your future. When thinking about a settlement amount you are after, consider what you may need for the future and not just for now. Some claims can include future damages for things like medical bills.
- Build Your Solid Case
Even if your case never makes it to trial, taking the time to build a solid case methodically can help you maximize your damages and get a larger settlement. Preparation of your case will include tasks such as requesting records from police and doctors, serving discovery demands to the insurance company and allowing your lawyer to conduct depositions. Having a strong case prepared before a trial is imminent will put pressure on the other side to offer you a fair settlement amount. If the other side thinks you are not building a case and preparing for a trial, they will likely offer you a low settlement.
- Don’t Waste Time
After being involved in an accident, it is important not to wait too long to file your claim. There are time limits under the law to bring your case to the courts. Once the statute of limitations expires, you may not get a fair settlement at all. In some cases, you may not be able to file a claim once the time limit is up. After your accident has occurred, gather evidence as quickly as possible.
These are just some of the things you can do following an accident in order to optimize your insurance claim during a legal battle. For the best results, it is crucial to have a reputable attorney by your side throughout the process. Keep in mind, it is important to stay off of social media after you file your claim with the insurance company. Your online profiles can be used against you if they conflict anything youare saying in your claim. Claiming extensive and devastating injuries as a result of your accident while posting pictures on Facebook showing you dancing will ruin your case.